Vertrauen Financial software

Annuity Ace v1.03 [ASP] Now project your savings as never before! Professional illustrations for deferred, immediate and split annuities (Savings, IRA, 401K, etc). Flexible with variable deposits, withdraw- als, interest rates, and compound methods. Tax analysis, COLA, Loads, Inflation Factoring and more. Detail is monthly - annual, calendar or fiscal, whole dollars or cents, cumulative or non-cumulative.

AmortizeIT! 2.1 a fast, flexible, easy use loan analyzer. Uses a fill-in-the-blank interface. Includes an amortization schedule, & 6 calculators: loan, refinance, remaining balance, accelerated payments, interest due & balloon payment. 25 new features: user can set payment, irregular length 1st periods, payment date/due date schedules, tax consequences of a loan. Supports irregular, skipped & extra payments; adjustable rates.

AMORTZ - Loan Schedules & More! v2.20 The EASY Financial Loan Calculation System! Supports variable interest rate & payments, balloon pymts, fiscal year. Has 5 pymt plans, customizable heading & page formatting. Calculates any one of the loan variables (Principal, Int Rate, Pymt Amt, or # of Pymts). Schedule can be printed, viewed or saved to disk. Enter payments as they are made & save to disk. Shareware $15.00

INTEREST v1.10 A program that computes: savings, loans and retirement disbursements, based on monthly interest and transactions.

Bank-Plan: Small business cashflow planner. Projects cash inflows, outflows & bank balances for next 12 months. Produces numerous reports & graphs. "Roll-forward" projections each month. Ideal for "what-ifs". Suits any business with sales under 2m pounds/dollars and advisers, banks etc. Very easy to use for forecasting cash and short- term funding needs. Extensive on-line help and documentation included.

BANKONIT ... PREPAY MORTGAGE AND SAVE $$$$ Bankonit is a simple to use program that allows you to do standard mortgage cal- culations and amortizations as well as interest compounding calculations. It is especially good at maintaining a current record of your mortgage as it is paid, and clearly explains and shows the tens of thousands of dollars of benefits that prepaying the mortgage can do for you.

B/PLAN DEVELOPER v4.3 Expert Business Plan Workbook. Write a PLAN like a PRO & SAVE. See PC Plus (7/94) and "The Best Guide to Business Shareware" for reviews. 1000's of registered users worldwide, Windows and OS/2 compatible, Bonus Add-Ins and Key- word Outlines for $27, FREE S&H

SmartBroker 2.0 is a Stock and Options analysis program that does all the work for you. SMARTBROKER tracks 4,000 pre-loaded stocks, downloads quotes from Dow Jones quickly and efficiently to save on-line cost, analyzes the data qualitatively and quantitatively, and reports stock opportunities. You will need a DOW JONES NEWS/RETRIEVAL FLAT RATE ACCOUNT, only $29.95/month.

Credit Card Math v1.2 Learn why it takes so long to pay off credit cards. Find out how to save thousands of dollars in credit card interest. Discover the clever scheme used by credit card issuers to keep your monthly payments low. Credit Card Math goes behind the scenes and uncovers the true hidden cost associated with credit cards. This program helps people save money. Please pass it on.

Capital Gainz v4.0 - Investment portfolio manager. Ideal for dollar-cost averaging. Record purchases, sales, dividends, capital gains, splits. Multiple portfolios. Calculate performance and total return. Print reports for one or more portfolios/securities, over range of dates. Generate tax forms. Reinvest dividends. Execute sales using FIFO, LIFO, max gain, max loss, specific ID, avg cost.

Loan Chief v1.12 [ASP] Loan calculating has never been this easy! Professional schedules with a multitude of options: Weekly - Annual, variable rates, loan acceleration, tax analysis, variable payments, cumulative/non- cumulative, variable compound methods and much more! Produces LOAN CHARTS, a new and novel concept in loan processing. Save and retrieve info. Solve for values.

chqwrt10.zip - Cheque Writer 1/2 DOS cheque writing system. Requires file chqwrtrs.zip (2/2) DOS 3.3x or higher, 386 or better, 4MB RAM. Shareware. US$25

Lbhr10_b.zip - Library Rental System runtime files. Required by file Lbhr10_a.zip.

PEGASUS SOFTWARE'S * CREDITFIX * THE ULITMATE CREDIT REPAIR KIT USE YOUR COMPUTER TO REMOVE UNWANTED INFORMATION FROM YOUR CREDIT REPORT! *PERMANENTLY* ** NATIONALLY ADVERTISED! ** A METHOD DEVELOPED BY A MORTGAGE CORPORATION CEO >>PROVEN EFFECTIVE * THIS ONE WORKS!!<<

EASI-PLAN Lite: Business Financial Planner. Enables new & mid-size businesses to prepare complete 3-year financial projections for business plans, raising finance etc. Produces P&Ls, cashflows, balance sheets & ratios by month for 1st year & quarterly for 2nd and 3rd years. Incorporates facilities for graphing key results; undertaking "what-if" analyses; preparing "first-cut" 3-year projections; etc. etc.

EASI-PLAN Micro: Business Financial Planner. Enables new & very small businesses to prepare complete 3-year financial projections for business plans, raising finance etc. Produces P&Ls, cashflows, balance sheets & ratios by month for 1st year & quarterly for 2nd and 3rd years. Incorporates facilities for graphing key results; undertaking "what- if" analyses; preparing "first-cut" 3-year projections; etc. etc.

EASI-PLAN Pro: Business Financial Planner. Enables new & large-sized businesses to prepare complete 5-year financial projections for business plans, raising finance etc. Produces P&Ls, cashflows, balance sheets & ratios by month for 1st year, quarterly for 2nd/3rd years and annually for 4/5th years. Incorporates facilities for graphing key results; doing "what-if" analyses; preparing "first-cut" projections; etc. etc.

Very user friendly program to pull credit reports and SS# searches. You must be a subscriber to at least one of the major credit bureau's in order to use. A must for anybody in the credit granting or skip tracing business. Even works with Postscript printers!

---- Easy Money 1.7 ---- A personal income/expense tracking program (C) 1996/97 WaverlyStreet e-mail [email protected]

GOLD'N YEARS Retirement Funds Analysis (v4) projects your returns for up to 5 funds and shows your resulting yearly incomes using 5 payout methods, from earnings-only payouts to multi-year payouts adjusted for inflation and compared to today's dollars. Just enter your current and retirement ages, salary, yearly contribution percentage, COLA's, inflation rate, yearly allocation to each of the funds, and their historical returns and balances.

Handy Stuff v1.0 -Programs everyone needs. Loan/Lease, Conversions, Reminder, Mail List LOAN/LEASE Calculations, amortizations, find interest, comparisons, change interest, make extra payments. CONVERSIONS, convert from unit to unit REMINDERS, tickler, simple date sensitive reminder system pops up, add on the fly. MAIL LIST/ADDRESSES, track call-backs, birthdays, print lists and labels, export for mail merge, make groups - christmas cards - relatives - friends - soccer team prospects - etc, keep notes with each.

The Interest Analyzer v2.34 produces professional schedules and illustrations for savings, annuities, loans, mortgages and depreciation. Flexible with variable depos- its, withdrawals, payments, interest rates, and compound methods. Tax analysis, COLA, loan acceleration. Solve for calculators. Save and restore multiple clients. Side by Side comparisons. Illustration detail is monthly - annual, calendar or fiscal.

SimTel/msdos/business ira_V10.zip This very simple to use program is about to introduce you to what many Financial Wizards have termed, "The Eighth Wonder of the World". NO, the wonder is not this software, but rather the financial principle known as "Compound Interest". It is this wonder, which, at say a 20% per year Interest rate, allows you to turn an $ 80,000 dollar investment into a fortune of $ 31,000,000 !!!! That is correct - Thirty-one MILLION Dollars. This program will display to you in black and white the magic of this principle. It will allow you to experiment with different Yearly Investment Amounts, Interest Rates, and Terms. The Screen Displays only the end result. However, you have the option to Print a report outlining by YEAR both the actual CASH investment as well as the accumulated TOTAL RETURN. I Guarantee that you will find the figures to be a real Eye-Opener !!!!

LOANVIEW 1.0 - Mortgage prepayment analyzer. Performs seven prepayment analyses, each resulting in a full-screen report including time & dollar savings of targets requested. Needing minimal input, LoanView calculates the rest using choice of three interest calculation methods. Includes option for saving data. Author saved over $119,500 mortgage interest with strategies developed using LoanView. Docs explain prepayment.

HOME LOAN DIARY 3.10 - Mortgage diary. Want to see a 1700% return on investment? Do you realize what $25 per month extra principal will do to the life of a loan? Calculates how much $$$ you can save by paying a loan off early. Like a Lotus spreadsheet yet this is a complete program, not a macro. Scrollable! Additional principal payments and notes can be entered and saved to disk. Print outs & calculator available. Simple to use! Records monthly escrow payments.

_____ LIFETIME WEALTH MANAGEMENT v3.2 ______ A comprehensive personal financial program. Provides calculations, projections, graphs for Saving, Investing, Retirement, Net Worth Mortgages, Loans, Stocks and Mutual Funds. Portfolio management system records, tracks and graphs your investment performance. Everyone can use this program covering all stages of your financial life. Excellent On- Line Help. For DOS. Rated: ****

Money & Banks v1.6b - RCCO Research. Personal Banking Manager with attractive DOS interface. Personal, professional or business banking. Pop-up calculator, calendar, scheduler; printing on regular checks; reports & labels; credit cards, securities; mouse support. REVIEWERS: "5-stars" "Best program of its kind!"

MONEYCLIP v3.16 - Personal Budget Manager. This is NOT another checkbook register program. Moneyclip helps you control your personal budget by projecting your income and expenses on a month to month basis. You set up your budget using a very user friendly interface and the program keeps you informed as to how you are doing. Use on any DOS computer with at least 640K. A very unique and useful program! Freely distributed ShareWare.

The Mutual Fund Tracker, Version 3.6e, works using technical analysis and a Mutual Fund Composite Average, in conjunction with other key indices, to determine when to get into and out of mutual funds. You can define and look at different "what if" results based on your criteria. Features easy to understand documentation; graphs; reports; select TREND or BUY, SELL, and HOLD signals; writes graph pictures to disk; auto-update; plus more.

MLM-MASTER 7.0 Multi-Level Marketing and Check/Financial/Budget/Small Business Management System. DOS FEB95 MULTI-LEVEL AMWAY FINANCIAL MULTILEVEL BUSINESS Files: mlmmst70 Author: Albert E. Jenke Registration: $79.00 ($99.00) The MLM Section will generate invoices, track Distributor PV/BV, generate and print Bonus Checks, generate various summary reports, maintain Prime Distributor Bonus Level, and track and manage inventory usage. It comes with a Master Product Data File for the AMWAY MLM. The Check Section prints checks, automatically reconciles your checking account, produces summary statements based upon user assigned account codes, provides Budget Tracking, and allows check searches. It also contains a Single Entry Bookkeeping Module and an Invoice Generation option. The system is VERY simple to operate, uses Pull-Down Menus with a minimum of key entry, and can be configured to the user's desires via a very comprehensive Setup System. Chex-Master will maintain eight (8) separate Account Categories. The File Structure is DBase III compatible. Included is a comprehensive User's Manual which can be either printed out and/or viewed On-Line.

HOW TO RECEIVE FREE MONEY FOR GRADUATE STUDIES - Edition #1 - 10/27/96. This program contains listing of approx 130 scholarships, grants and awards given to students interested in pursueing graduate studies in the fields of business, education, health and law. The list includes institution name, program name, address, phone number, $ given, contact name and any restrictions that apply. This program also includes grant listings for study and research abroad.

MARKET-MASTER 7.0 Multi-Level Marketing Management System. DOS FEB95 MULTI-LEVEL AMWAY FINANCIAL MULTILEVEL BUSINESS FILES: mrkmst70 Author: Albert E. Jenke Registration: $49.00 ($69.00) Market-Master will generate invoices, track Distributor PV/BV, generate and print Bonus Checks, generate various summary reports, maintain Prime Distributor Bonus Level, and track and manage inventory usage. It comes with a Master Product Data File for the AMWAY MLM. The system is VERY simple to operate, uses Pull-Down Menus with a minimum of key entry, and can be configured to the user's desires via a very comprehensive Setup System. The Data Files are DBase III compatible. Included is a comprehensive User's Manual which can be printed out and/or viewed On-Line. MARKET-MASTER is a Stand-Alone System. MLM-MASTER, available as MLMMST70.ZIP, is integrated with a Checking/Financial /Business Management System.

The Mortgage Analyzer v2.04 [ASP] contains options for amortization schedules, loan qualification, refinancing, mortgage accel- eration, side by side mortgage comparisons, Buy vs. Rent, Lease vs. Sell, and mortgage related calculators. Tax Analysis, Daily Interest, Points, etc. Save and retrieve multiple clients. Fixed, Stepped, ARM. Calculates Mortgage Insurance, FHA MIP, VA Funding Fees. Caps & Margins for ARMs. MORE!

Momentum Trader v1.21 - Automatically tracks, plots and screens up to many hundreds of stocks, mutual funds and indices using data obtained from a basic CIS account. A list of about 250 volatile stocks is included to get you started, but a built-in list maintenance feature allows you to customize the list of stocks with ease. Maintains history files on each stock with once-a-day download from CIS.

OpenHome is an open home announcement generator designed for Mortgage Bankers and Realtors. It provides a one-sheet infomation packet for prospective home buyers, listing important information in an attractive way. The user provides key information about the property for sale and OpenHome produces a simple table showing the perspective buyer the financial requirements for purchasing the property in a straightfoward fashion.

OWL Portfolio Price Loader 3.3. Automatically updates OWL Personal Portfolio Manager (OPPM) prices with downloaded quotes from Compuserve, AOL, Prodigy, Dow Jones, GEnie, Internet, FarPoint BBS and Just Data (Australian Stock Market Data). Version 3 lets user's define their own formats to import any delimited or tabular data from other sources. Requires: OPPM Version 4 or above.

OPPM 6.0 - Comprehensive Stock Charting and Portfolio Mgmt. system for stocks, mutuals, bonds, savings, other assets & liabilities. Charts price volume, correlation, relative strength, RSI, RVI, stochastics, on-balance volume, moving averages, net worth & more. Reports gains /losses, interest, dividends, ROI, etc. Supports all IRS approved accounting methods. Intuitive mousable menus & on-line help. Very easy to use.

INVESTMENT PORTFOLIO MANAGER Ver 5.5 Portfolio Manager tracks market investments, CD's, Savings, limited partnerships, etc. Maintains 1 to 5 accts in your portfolio to separate IRA's, etc. PM measures performance to meet long range goals. Computes ROI, est and actual yields, and other analytical data. It's an excellent tax preparation & planning tool. 23 distinct reports. Mouse support. Manual on disk. Context sensitive help scrns.

Pers-Plan: Personal & household cash planning and budgeting. Prepare personal cashflow projections for 12 months ahead. Comprehensive features. Very friendly & menu- driven. Lots of on-line help & TXT files. Facilities for "what-ifs", "roll- forward" & "drill-down". Numerous reports and graphs. Handles any currency & income tax regime. No historic accounts needed for use.

SMALL BUSINESS ADVISOR v95.3 ZIPfile 1 of 1: Expert tax/legal consultant-on-a-disk. Advises your business on vast range of busi- ness, legal/tax issues. Over 600 pages up-to date info (Fed. & all 50 states), by Harvard lawyer/CPA. Menu-driven, 5 minutes to learn. Interactive consulting sessions on: Whether to incorp., home office, etc.-Custom startup checklists; tax planning modules, much more! Nothing else like it! RONIN SOFTWARE, $29.95

SolveIT! 4.3s [DOS/WIN] 32 easy-to-use financial calculators, among them: Future Value, Loan, Amortization, Present Value, Time-to-Withdrawal, Accelerated Payments, Budget, Net Worth, IRR, NPV many, many more. Just fill-in-the-blanks and press [F9] to solve. Detail on-line help & 100 plus page manual. Flexible, pick different frequencies, adjust rates & cash flows. Shareware $69.95. Pine Grove Software. Since 1985.

Share-TAX/1040 for 1996 v2.2 Full-featured Form 1040 tax program for individual and paid preparers. Forms 1040, A, B, C, D, E, EIC, H, F, R, SE, 2106, 2119, 2441, 3903, 4137, 4562, 6251, 8606, 8615, 8829 plus worksheets. Printouts (incl 1040) IRS-approved. LaserJet, DeskJet, dot matrix graphic 1040. Windows SETUP and DOS INSTALL.

Technical Analysis Scanner v6.05 Scan and analyze stock, commodity, mutual fund or market index data. Completely programmable controls and charting (not a "black box") can develop sophisticated trading strategies. Supports many price data formats.

TECH 30 STOCK GUIDE DECEMBER '96 Info on widely held technology stocks. Brokerage institutional ratings; fundamental data on company size, holders, earnings, earnings estimates, price performance, revenues, and key ratios; technical indicators; recent news; quarterly earnings statements; balance sheets; statements of cash flows; five year financial data history; and more.

TP201 STOCK MARKET TIMING PROGRAM, is a technical analysis charting program for general Stock Market Timinig (NYSE breadth). (OEX Options Etc.) 18 indicators (RSI, MACD, Stochastics, Etc.) provide the tools to aid market timing. Also included is TP Line our proprietary indicator that does an excellent job of revealing the internal condition of the Stock Market. Data from April 87 included Shareware (Reg. 19.95) by R. Topping.

The Tracker Utilities -- The Wall Street and Mutual Fund Tracker companion programs. The Graph Tracker, featured in this package, has a point and shoot menu system that will run the programs and return you to a Master Menu Command Center. You can view and sort graph pictures saved by the programs allowing you to review years and years of graphed data any time you want. Other Tracker Utility programs are included for your convenience.

TRX Portfolio Manager v1.10 for small investors helps you track your investments. TRX supports multiple accounts and assets. It also supports checking accounts and includes flexible tax basis options to account for gifts, stock spinoffs, OID interest, and other common transactions. All popular tax basis methods are supported, including average cost. Detailed performance summaries include after-tax return.

THE VIDEO STORE 2.0 Rev Z A video rental store POS system that is very powerful and simple to use. Supports customers, inventory, sales, salesmen, products & rentals, payments, late fees, and is network ready. Supports popular POS hardware. Invoices may be customized and supports US & foreign countries.

The Wall Street Tracker, Version 7.1d, works using technical analysis and market momentum to determine when to buy or sell stocks. It analyzes key indices and also compares three moving averages, against each other, and the current price. You can define the moving averages and compare "what if" results based on your investment objective. Features auto data update via many online services; great documentation; graphs; reports; plus more.

MoneyWerks v1.12 Investment Projection Utility for DOS machines. Written by Robert Horvick. Includes all source (.bas) and .obj files.

BudgetMASTER(TM)v2.7 Powerful Budget Program Recently updated and designed to aid people with their bill paying without being a long drawn out process, its fully functional,fast and packed with things like TAG, Multiple incomes, HOLD, PAID, UNPAID, LOAD and SAVE to name a few. Its Cursor Key controls make it a snap to use, and its natural, move the cursor to it and hit enter, its that easy (Released 01-10-97)(286 or above, VGA Req.)

WALL $TREET RAIDER v6.1 --The corporate takeover game and simulation -- the ultimate in gritty realism. Simulates a "real-time" stock market, with constantly moving stock ticker, financial news headlines, as you attempt to react to ever-changing economic model. Invest in any of 250 companies (IBM, GM, etc.) in 36 industries. 1 to 4 players, or play against computer. Unique, exciting interface!

Your-Plan: Personal cash planning and budgeting. Prepare personal cashflow projections for 6 months ahead. Comprehensive features. Very friendly & menu-driven. Lots of on-line help & TXT files. Facilities for "what-ifs", "roll- forward" & "drill-down". Numerous reports and graphs. Handles any currency & income tax regime. No historic accounts needed for use.

ZILCH v1.19 - Personal Finance Software Save thousands of dollars in credit card interest penalties. You enter the name, APR payment & balance and ZILCH does the rest. Easy to read payment schedule forecasts when each debt will be paid off. New feature lets you compare your current credit cards against offers from competitors.